Despite substantial geopolitical volatility, sometimes-turbulent debt and equity markets, and quite active catastrophe seasons, the insurance sector continues to demonstrate resilience. And, perhaps in some areas, signs of strength.
Explanation of a credit rating action on a debt issue. In addition, rating actions on a group of issuers can be bundled and published as rating actions news, without individual research updates. The report provides the rating action rationales for the group of entities or sector, followed by individual entity-specific rationales and updated outlook/CreditWatch, reflecting the view of a rating committee.
Overview and rationale of a credit rating action taken at the issuer level, including newly assigned ratings, rating changes, outlook or CreditWatch revisions, and updated ratings score snapshot among other considerations.
Quick and timely report addressing a particular development or event that has no current impact on the credit rating on an issuer.
Detailed reports on an individual issuer, providing the financial strength rating (FSR) snapshot, the stand-alone credit profile (SACP) of the insurer, and the issuer credit rating (ICR). The reports also reveal further insights on an insurer’s key strengths, risks, weaknesses, and outlook, including downside and upside scenarios; key macroeconomic assumptions and key metrics, including S&P Global Ratings’ capital adequacy metric (if available); environmental, social, and governance considerations, and a ratings detail table listing all ratings for the insurer and related entities among other data and considerations.